13 Year Old Wins 2025 Heirs Insurance Essay Championship, Promoting Financial Literacy Among Youth

Thirteen-year-old Rhema-Love Abraham of Precepts Learning Field, Lagos, has been crowned the overall winner of the 2025 Heirs Insurance Essay Championship, a nationwide competition aimed at enhancing financial literacy and academic excellence among Nigerian secondary school students.

Abraham received a ₦5 million scholarship and a ₦1 million grant for her school at the grand finale, held at the Transcorp Hilton Hotel, Abuja. This year’s edition, the fourth of its kind, attracted over 5,000 entries from junior secondary school students nationwide, focusing on the topic: The Role of Insurance in Keeping Families Safe and Secure.”

The winner was selected after a rigorous evaluation process conducted by a distinguished panel of academic professionals and independently verified by Deloitte & Touche. Bernice Michael of S TEE High School, Lagos, placed second with a ₦2 million scholarship, while Afopefoluwa Tofio Jacobs of D-IVY College, Ogun State, claimed third, receiving a ₦1 million scholarship.

Speaking at the event, Niyi Onifade, Sector Head of Heirs Insurance Group, praised the participants for their creativity and curiosity, highlighting the company’s mission to equip young Nigerians with financial literacy skills.

We are proud of every student who participated. Their creativity, curiosity, and dedication reflect the future we envision: a nation built on knowledge, innovation, and resilience. At Heirs Insurance Group, financial literacy is a powerful tool for empowerment and transformation.

The Heirs Insurance Essay Championship remains a flagship CSR initiative of Heirs Insurance Group, designed to promote insurance literacy and critical thinking among youth, ensuring that young Nigerians understand the value of financial planning and protection for themselves and their families.