Access ARM Pensions Champions Smarter Savings To Secure Nigerians Future

Access ARM Pensions has intensified its campaign to educate Nigerians on the power of Additional Voluntary Contributions (AVCs) as a tool for financial security and sustainable retirement planning.

The awareness drive, spotlighted during a webinar themed “Boost Your Retirement: Making the Most of Additional Voluntary Contributions,” emphasized how AVCs can help individuals build resilience against economic uncertainty while sustaining their quality of life beyond active service.

Olushola Adekunle, Head of Customer Experience, noted that AVCs empower workers to bridge income gaps and retire with dignity. “Retirement should not mean sacrificing your comfort. With AVCs, you can create the financial stability that ensures life after work remains fulfilling,” he explained.

Ayodeji Ayo-Majaro, Head of Benefit Administration, highlighted recent reforms by the National Pension Commission (PenCom) that make AVCs even more attractive. These include partial withdrawals after one year and tax exemptions for contributions left untouched for at least five years.

He stressed that AVCs are not just about saving money, but about preserving quality of life and creating a retirement plan that promotes long-term sustainability. “Whether you are salaried, self-employed, or a contract worker, AVCs provide a pathway to retire with peace of mind while reducing tax burdens and safeguarding the future,” he said.

Through this initiative, Access ARM Pensions is not only promoting financial literacy but also helping Nigerians embrace sustainable practices that secure livelihoods, strengthen resilience, and support inclusive economic growth.