csrreporters 
Polaris Bank has reinforced its leadership in Nigeria’s digital banking space by winning ‘Digital Bank of the Year’ and ‘Best Bank for MSMEs’ at the 2025 BusinessDay Banks and Other Financial Institutions (BAFI) Awards marking the fifth consecutive recognition for its digital innovation.
Central to Polaris Bank’s impact is its VULTe platform, the Bank’s flagship digital ecosystem. The platform handled a record volume of transactions in the first eight months of 2025, reflecting its widespread adoption and trust among individuals and businesses. The upgraded VULTe 3.0 integrates AI-powered solutions, including:
Personalised user experiences for both retail and business customers, Automated customer engagement and operational efficiency, Notebook style business tools that support SMEs in finance management and reporting. These innovations have streamlined access to banking, enabling faster digital credit assessment, simplified loan applications, and seamless integration with VULTe for Business, directly empowering SMEs to expand operations, create jobs, and improve revenue generation.
Polaris Bank has also deployed strategic funding initiatives to support entrepreneurs, particularly women led businesses in education, fashion, and the creative sector. Partnerships with Woodhall Capital (UK), Lagos State Government, and the British Government have broadened the Bank’s impact, providing capital, mentorship, and digital tools for business growth.
Our focus has always been to leverage technology to enable opportunity, said MD/CEO Kayode Lawal. Through digital banking and SME support, we are helping businesses grow, create jobs, and contribute meaningfully to the economy.
By combining AI driven digital solutions, SME financing, and inclusion focused initiatives, Polaris Bank is strengthening Nigeria’s entrepreneurial ecosystem, enhancing financial access, and directly contributing to economic growth. The Bank’s approach demonstrates how technology led banking innovation can be a driver of national economic development, not just financial services.
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